IQSM SmartCore™ local and stateless global payment service protocols radically outperform - all - local and global - payment networks and systems with no network, interchange or foreign exchange fees, costs or charges for network registered clients.

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-  global

-  reserve exchange system

-  world leading technology secured ecosystem

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The IQSM SmartCore™ payment service system is local client enabled, personalised and reserve line bonded based on local trust-certified client account rights across a single - fully cache unified and reserve bonded - translation and settlement - layer.