IQSM™ multi-line reserve protocols secure and pre-fund, end-to-end - initial 100% LPV - fixed zero interest rate - PO hold to rent finance and refinance for high-value, group owned and/or E-REIT listed, residential and commercial - hold to rent assets.​

​

- global

- fixed zero rate system

- world leading technology secured ecosystem

​​

100% LPV PO loans have a maximum - initial - loan exposure ratio to property and yield-provisioned reserve asset collateral of 25.00%, and a 0.00% exposure by month 120 - irrespective of term and are pre-funded with no upfront or ongoing deposit, interest or client funding costs other than principal repayments.

​​

IQSM™ leverages an unrivalled new - global total return index diversified real estate yield-asset investment class - with value creation capabilities that autonomously generate, new reserve asset lines and rights of use 3.2 times the value, of all new PO finance or refinance loans & optimise independent, new yields that radically increase local short, medium and long-term ROIs.​

​​

IQSM SmartCore™ - E-REITs are equity-based and own, hold and manage - income-producing real estate assets. Revenues are generated primarily through rent, revaluation and refinance not by reselling properties.  All ongoing - REIT operating costs, liquidity risks and credit risks are radically reduced using initial finance and ongoing refinance with fixed 40 yr term, fixed zero interest rate, fixed principal only loans and unrivalled new loan reset generated - reserve asset lines and cash release - rights.

​

IQSM SmartCore™ E-REITs have zero to very low correlation with other asset classes, and are structured as virtual risk free high quality liquid assets HQLAs with automated asset/liability management capabilities and - local market - capital and yield  distributions exceeding all - listed and unlisted - asset classes.

​​

IQSM SmartCore™ global multi-line reserve asset generation capabilities are REIT-accessible, and serve to underwrite new ongoing capital and yield asset based local marked-to-market valuations and base money funding line refinancing strategies.

 

IQSM SmartCore™ global multi-line - reserve secured & yield  optimised "virtual risk-free" real estate investment trust - short, medium and long-term investment returns radically outperform listed and unlisted local REIT systems and provision unrivalled new levels, of ongoing - at-call - liquidity that can't be matched by any - local or global, REIT investment management system or multi-asset real estate - valuation based - refinance strategy.​​

​

A rolling mortgage refinancing strategy can, subject to the rate of accrual and reset pass-throughs, of fixed and certain asset-enhanced, perpetual gains, (without traditional property capital gains being taken into account) reduce the overall REIT based mortgage balance outstanding to zero - in as little as, 10 years.​​

​​​​​

Local equity refinance lines have the capability to - secure and generate the creation of unrivalled Pillar 1 local reserve assets at 3.2:1 the value of all - real estate mortgage & equity release credit line advances. Multi-line rights can be credited as future time-line defined principal only loan repayments and/or enable the refinance, of all - bank and non-bank mortgage warehouse facilities and loan balances, into one simple secured credit line.

​

We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool with a fixed or variable - interest rate % set above zero.