IQSM™ powers localised fixed zero interest rate - real estate finance - and new real-asset referenced yield, credit & wealth creation products and right of use functions on a global scale.

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IQSM SmartCore™ network intermediated funding mandates outperform all bank and non-bank funding and value creation systems, and render all interest-rate based, full and fractional reserve banking systems - and maturity transformation based funding protocols - systemically unsound - and uncompetitive.