PRINCIPAL ONLY MORTGAGE FINANCE
REAL GSCi™ local - PO-40 - principal only real estate finance protocols will disrupt interest-bearing mortgage systems world wide changing forever - how local mortgages are secured and pre-funded and - how multi-line reserve asset based valuation metrics are applied, for all local real estate investment classes.
Revolutionising Real Estate Markets Worldwide
Over the next two years of local operations we will witness the largest wealth control transfer, in human history, as real estate asset control and linked equity holdings, shift from the balance sheets of lenders and securitisation providers, back to owners.
REAL GSCi™ PO-40 mortgages are forward formulated with a principal service cost, of just 2.50% pa over a term of 40 years ie; a $208 pm service cost per $100,000 borrowed, in lieu of a $556 pm per 100,000 borrowed, P&I 5,25% 30 yr service cost.
REAL GSCi™ funding protocols have a math-regulated, local market service capability to progressively finance all licensed markets within a fixed 2 yr - local capital allocation timeframe.
Intelligent Compounding Yield Creation vs Interest Extraction
REAL GSCi™ reserve localised PO-40 mortgage loans, have radically reduced operational risk and a maximum - initial loan exposure to both property & system provisioned reserve asset collateral of 25.00% at settlement - and 50.00% in pre-funded principal crediting mode - with a 0.00% exposure by month 24
as new collateral reserve assets at a minimum of 3:1 times the initial amount financed, are created, and value-chain-allocated.
Intelligent by Design
REAL GSCi™ local collateral reserve based yield-optimisation services can offset, up to 100% of all - PO-40 principal service costs and enable unrivalled new yield based valuation metrics for - all - residential and commercial real estate asset classes.
The capability to create unrivalled programmable-yield assets optimised for local real estate sector classes differentiates our local sovereign base money denominated, real estate funding system, across residential and commercial real estate sectors.
Independently Automating a New Global Social Wage System
REAL GSCi™ powers the world's first truly democratised, and equitably allocated social wage system, for all - funded not by governments, but simple local base money mortgage savings.
REAL GSCi™ local PO-40 fixed zero interest rate finance and refinance services outperform all local interest-rated - P&I and IO - mortgage repayment products dramatically increasing net disposable household and/or investment income - via savings.
New Yield Optimised Valuation Metrics
PO-40 funding yield is optimised, in line with fixed and certain long-term - principal only, mortgage service costs of the PO40 service offsetting 100% of PO-40 based principal service cost while combining the effects of - cash, fixed income, real estate and equity-like yield share distribution on a local market scale.
REAL GSCi™ local market sovereign funding services secure regenerative funding service yields and radically outperform all benchmarked banking-industry ROTAs by a min factor of 15:1.
PO funding service fees alone - are earned and distributed on initial settlement, and upfront represent the full equivalence in profits of a 30 yr term NPV discounted, 9.25% - P&I mortgage.
Financial Inclusion - Affordable Housing Finance On-Demand
REAL GSCi™ powers an unrivalled new residential mortgage pre-funding product option that can reduce local interest rated housing mortgage costs by up to 100% and fully eliminate the need to pay rental (for new PO-40 homebuyers) with zero out-of-pocket principal only, mortgage loan repayments - required.
A pre-funded PO finance or refinance - as an alternative to P&I or IO loans, or renting - increases client net disposable income in each and every year of the new PO mortgage loan by a sum equal to the P&I or IO or rent cost pa, for the relevant property.
All PO-40 loan accounts - have reserve account offset, redraw and credit line drawing rights - and ongoing term-reset options.
REAL GSCi™ licensed local sovereign funding mandates are designed to create and to loan-equity match - local real estate stores of value 'locked-down' and held as excess collateral on traditional interest-bearing, mortgage lender's balance sheets.
Sustainable Long Term - Local Market Competitive Advantage
The math-regulated unification of client asset ownership - with programmable real estate asset aligned yields to progressively optimise and power independent new valuation metrics - is the most compelling aspect, of our local reserve mapping services.
PO-40 mortgage rights allow borrowers to drawdown funds for property renovation & other approved purposes, and refinance out as zero interest rate mortgage extensions - all - local client eligible - auto, credit card, education, and personal credit lines.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool with a fixed or variable - interest rate % set above zero.
This content is provided for your informational purposes only - and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to - any - securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. Content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects & opinions expressed in these materials are subject to change without notice and they may differ or be contrary to opinions expressed by your advisors or others.
