​Programmable - IQSM GSCi™ funding services, are the most inclusive, capital efficient, and economically potent, in modern financial history and will resolve in select US markets alone in the 2026 calendar year at more than the combined US market capitalisation of the top 10, US domiciled banks (US $2.28Tn).

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Unrivalled

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IQSM GSCi™ local base money secured - multi-line - reserve protocols have a math-regulated, local market funding service ability to progressively refinance, licensed real estate markets within a deterministic 2 year local capital allocation timeframe, with zero-drift-determinism, where all local future-state values remain mathematically resolvable - from pre-trained constants.

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Future-Proofed

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IQSM GSCi™ functions with an anchoring agentic intelligence layer, proofed and validated within the systemic constraints of a fixed 2 yr period to secure reserve mapping mechanics, and automate new mortgage-term compression protocols radically increasing all local forward capital and yield optimised returns.

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IQSM GSCi™ sovereign indexed services are programmable, always-on, and automate - deterministic capital flow allocation services and funding line reserves that surpass all central and commercial reserve banking & regulatory systems - rendering traditional interest-based credit and deposit systems obsolete.

 

Intelligent by Design

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IQSM GSCi™ is sovereign programmable, in it's digital-native mode and redefines the foundation and soundness of all local sovereign and global monetary service systems. It renders all current and future - centralised and decentralised yield, credit, value creation and asset management systems uncompetitive.​​

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IQSM GSCi™ is a self-regulating multi-asset framework where atomic service units, act as autonomous 'value-certain' agents, network coordinated via a GCU overlay - to maintain perpetual equilibrium across current and future state values. It integrates sovereign money capital and yield flows across a - predictable new - dynamic reserve account formation & allocation network​

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Tech for Good

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Designed to protect - unified - client and community economic interests they secure local base money transmission rails with a minimum collateral reserve value10:1 times, that of a 1:1 fiat wrapped stable-coin or deposit token system, enhancing local and sovereign national GDP and economic performance while eliminating - all - private and public, interest-rate service costs and radically enhancing local market government tax receipts.

 

Sovereign Licensed​

The true value of IQSM GSCi™ technology isn't in - bolting AI onto traditional monetary and financial systems but integration via localised deterministic - reserve account mapping services dis-intermediating the traditional rails banks are dependent on.

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IQSM GSCi™ sovereign licensed funding mandates - expose the real world gap - between equitable public design (GSCi) at global scale versus restrictive and extractive business models.

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Sovereign Mandates​​​

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IQSM GSCi™  localised - sovereign funding service mandates secure access to - individual, business, and sovereign reserve mandate rights, and all - local client reserve account optimised credit and value creation services, yield-enhanced on-demand.​​​

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IQSM GSCi™ automated - multi-line - reserve account service rights exceed all, local central and commercial banking system industry benchmarks - and secure, yield-optimised returns that can't be matched by any conventional financial service system.​​​​​​​​​​​​​​​​​

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Sovereign Localised

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IQSM GSCi™ progressively reduces short, medium and long term sovereign debt cost to zero, and locks-down sustainable fixed and certain current and future value and wealth creation for all registered - individual, business and government users.​

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Term compression replaces traditional yield curves - (and local central bank interest rate dependency) with mathematical yield recursion, aligning local sovereign, household and institutional balance sheets - under one, time-neutral capital fusion regime.

 

Future Proofed - Fixed and Certain - Sovereign Market Pricing 

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Licensed sovereign monetary and financial systems no longer age or decay via inflation, and their forward timeline horizon is continuously refreshed through recursive refinancing functions.

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IQSM GSCI™ local sovereign aligned PO repayment streams automate perpetually regenerating yield asset lines supporting all homeowners (via disposable income uplift), sovereigns (via automated debt offset), investors (via inflation-protected yield), and reserve line mapping (via compounding liquidity creation).

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IQSM GSCI™ renders - all - traditional, and DeFI based value creation, finance, and banking services systemically irrelevant.