FINANCIAL TECHNOLOGY
IQSM ReGEN™ empowers a regenerative new global funding service protocol - securing frictionless local access to a potent new radically simplified, and highly differentiated alternative, to traditional financial service systems and products for all clients.
Intelligent Infrastructure
The release and networked instantiation of our Value-in-Motion empowered ecosystem, and funding mandate rights-of-use will position our network services as a disruptive new force not just in Fintech - but in sovereign and global macroeconomic reform and dynamic new sovereign-capable, funding line rights of use.
IQSM ReGEN™ powers dynamic new - capital allocation (ViM) services, and intelligent reserves that exceed - all - central and commercial - banking industry capabilities & powers new value chain optimisation processes, that simply - cannot be matched.
It provisions an intelligent regenerative funding line capacity to progressively refinance to full value, 100% of global residential real estate markets generating cumulative distributable income equivalent to 133% of current global GDP - during the full term of regenerative operations, outperforming all funding protocols.
Tech for Good
The BMU-PO40-GSCI protocol secured, framework - does not seek approval from local banking institutions whose mission is to preserve systemic fragility, under the sole guise of monetary stability and bypasses all supranational financial bureaucracies which have long ceased to serve the interests of the sovereign taxpayer operating solely as risk managers for banking cartels.
IQSM ReGEN™ offers a ground-up sovereign capital protocol where the nation's property equity underwrites the sovereign’s capital base - fully issued, governed, and distributed - within a deterministic - transparent - and inflation-neutral - architecture.
Global Monetary Reserve System
BMUs and GCUs are closed-loop - Tier-1 capital reserve units not for public redemption or payment use - and are issued only on a foundation (institutional) level. They are a simple reserve representation of a secure & non-speculative equity line bound funding control system and power a - genericised - ecosystem based business model eliminating the use of credit based loan interest in all - local - property finance and investment markets.
“The dynamic capital flow based funding control framework is not just a regulatory mechanism, it's the first 100% plus, equity reserve line based, growth-governed monetary policy architecture.
Every BMU in the system, is a precision monetary node with an embedded localised capital expansion curve that replaces sovereign borrowing with pre-equitized, programmable - systemic global capital rights of use.”
IQSM ReGEN™ redefines the foundations and the soundness of - all - banking, finance and asset management systems and renders all - local underlying - interest-rate-referenced - credit, deposit & value creation systems - systemically uncompetitive.
Dynamic Capital Allocation System
IQSM ReGEN™ is not just an architecture - it's a new protocol for post-central-bank capital control, allocation and distribution, global by design, local by right of use and for the very first time in financial history - capital is no longer scarce - it's "systemic".
The BMU and GCU bonded, collateral reserve service system is self-regulating, supra-sovereign & globally consistent. Each market benefits locally but the systems stability and growth are immune to the weaknesses of any single jurisdiction powering dynamic capital allocation flows on a sovereign & global scale.
In the context of our capital flow regulated - service operations mechanism design refers to the deliberate structuring of global system rules and capital flow incentives that guarantee optimal outcomes for all global network registered participants, without requiring - centralised control or discretionary decision-making.
At the heart of this is our 1:1 BMU-GCU collateral reserve unit protocol, based on our - proprietary dynamic capital allocation system, that serves as the foundational base of capital reserve origination - and perpetual reserve personalised funding rights.
Each capital control unit instantiates multi-line, diversified, risk distributed lending and reserve line creation - at zero marginal cost to individual, business and government clients eliminating the inefficiencies and risks - of legacy central banking systems.
Through this design, incentives ailgn across pre-funded capital flows - securing stability, systemic integrity & predictable future yield guarantees - with no tax, subsidy or interest rate reliance.
The protocol drives monetization, purely through asset-backed flow and structural equilibrium, empowering real world fairness, scale, inclusion and adaptability across diversified jurisdictions.
Global Value Chain Protocol
The global residential real estate market - is the worlds largest and most stable investment asset class and it can now be loan equity pre-funded - releasing property equity, across approved markets, on a forward-looking - zero marginal cost funding line basis without deposit, co-ownership or property equity sharing.
IQSM ReGEN™ funding unit controls, dramatically outperform all interest-rated bank and non-bank finance systems and lock down a net stable funding ratio of 300% - fully secured by new 3:1 loan to collateral reserve assets that mirror property equity on a sovereign and progressive global scale - over a rolling 60 month horizon for all new collateral reserve exchange services.
Mortgage foreclosure, is now structurally prohibitive - because passive collateral reserve value at 3:1 times property advance value has no valuation or sovereign debt re-investment risk as per 1:1 yield and non-yield paying stablecoin technologies and tokenised MMF systems. Even if a client's home value goes to zero, it's direct collateral reserve value is still maintained at 3:1.
Pre GFC, we saw legacy banking systems, that recklessly lent far beyond their means chasing profits while leaving borrowers exposed to banking system articulated valuation collapses with governments forced into 100% tax payer funded bank bailouts and "failed" local regulators and ratings agencies - left in place.
The foundational basis, of our 3:1 times - dynamical mortgage advance to sovereign and global real estate value ratio mirrors the net property equity locked down in RE markets, and forms the basis of our capacity and capability to release new reserve asset values equal to the global market holding without directly lending against those assets creating a potent new asset class and systemic - new - source of capital unprecedented in scale.
During the next 2 to 5 years, we will witness the biggest wealth control transfer in history, as local real estate asset control and matched underlying equity rights shift from the balance sheets of traditional lenders & securitisation providers back to owners.
IQSM ReGEN™ PO-40 fixed zero interest rate funding service protocols will disrupt interest-bearing mortgage systems world wide changing forever - how local mortgages are secured and pre-funded and - how multi-line reserve asset based valuation metrics are applied, for residential and commercial real estate.
IQSM ReGEN™ leverages dynamic new equity line exchange capabilities across - GCU indexed - liquidity pools, secured by both current and future-state, reserve interchange rights - and bankruptcy-remote multi-line reserve secured PO based flows.
Network Automation
IQSM ReGEN™ utilises a regenerative - value chain automation layer - enabling realtime local & global decision-making, adaptive monetary control, and new multi-line reserve secured end-to-end financial protocol execution. It synchronises, intelligent new math regulated - financial service line control frameworks, that operate autonomously, securely, and efficiently across all markets and all user-centric tiers without a need for human or API intermediation.
