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FINANCIAL TECHNOLOGY

Decroix Group global sovereign capital services automate - an unrivalled new generation, of - localised financial products and services world-wide, changing forever how local monetary and financial systems empower - credit, deposit and value creation.

 

PO-40 local multi-line reserve funding services - empower the world's first global community housing system - funded not by taxes but residualised global multi-line reserve treasury yields.​​​​​​​​

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Unrivalled

 

The IQSM GSCI™ global digital sovereign service system - is not a single centralised entity - but a new interoperable global sovereign service framework, of common rules-based policies that has evolved from a single to a multi-sovereign ecosystem for yield-optimized services on a global reference model basis.​

IQSM GSCI™ equity capital "determinism", was designed with intelligent, future-state-capital values - built into the ecosystem core securing local sovereign product self-determination - and sovereign market-fit-balanced insights - without intermediation.

Beyond all Local Banking, Credit and Value Creation Systems

Simply put current-state blockchain networks, remember what has happened while our GS-1 & GS-2 protocols pre-determine what will happen - and leverage systemic value-chain-proofed algorithms - with no digital or physical attack surface exposure.

IQSM GSCI™ empowers the world's first truly diversified, and affordable global real estate finance system ​with an unrivalled new funding service capability to progressively refinance each of the world's top 10, local real estate markets - within 2 years.

Intelligent by Design​​​​​

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IQSM GSCI™  automates global virtual stable-coin equivalent functionality via a multi-currency-pooled and indexed - current asset deposit system anchored via a global service line series of value-streaming - master reserve account, bankable assets.​​​​

IQSM GSCI™ progressively generates and transfers localised real estate title-aligned capital value into local economies - via master account secured fiat cash deposits securing unrivalled new levels of consumer - savings, spending & living standards.

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Multi-line reserve digital cash service line units act as a stable 10:1 full reserve cash representation of local master accounts.

They act as both a local and a global unit of account, medium of exchange and store of value - automating treasury reserve, reserve exchange and unit routing controls, on a global basis.​​​​​​​​​​​​​​​​​​​​​​​​​​​​

Beyond all Base Money Banking & Finance Business Models

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Decroix Group global sovereign-index, value-stream protocols continuously map systemic capacity for economic participants functioning as - deterministic - local and global, payments and settlement service layers - on new multi-currency reserve rails.

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iQSM GSCI™ local sovereign yield-optimised value streaming protocols support - homeowners (via disposable income uplift), sovereigns (via automated debt offset), investors (via inflation-protected yields), and rights-of-use (via compounding liquidity).​​​​​​​​

Unrivalled Social & Economic Empowerment - at Global Scale

Decroix Group leverages a proprietary new value-chain model in which all, local-market-indexed and structured product lines combine frictionlessly with continuous, value-streaming capital flows creating an autonomous new end-to-end funding system.

Within each IQSM GSCI™ framework credit term compression refers to the process by which a long-term financial instrument (eg; a 40 year principal only mortgage or sovereign credit line) is mathematically decomposed, into a - single loan reset cycle.

Each finance reset line within the GSCI™ framework follows a programmatic full-reserve-term-based future state capital path.

GSCi sovereign equity tranches all behave as - yield-complete​ sub-instruments - with loan principal repayments pre-allocated from newly generated reserve lines and fully offset as pre-paid loan principal credits with no contractual 'out-of-pocket' repays for any o/s balance needed - until a property sale, or term end..

IQSM GSCI™ regulated sovereign macro-economic outcomes eg (credit expansion, reserve accumulation, asset stabilisation liquidity availability,  yield optimisation, income service offsets, and capital productivity) are produced, by - deterministic input-output capital functions that guarantee defined-state transition and sovereign social and economic impact growth across time.

Financial Technology
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