IQSM™  global collateral units (GCUs) are a simple perpetual representation of a new future-proofed fixed total supply base money funding system, and have an unrivalled new capability to function, in synchronised local and stateless market modes.

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Unrivalled​​

 

GCUs are each 1:1 BMU bonded and aligned, and activate on a math regulated 1:1 basis as new funding lines are advanced.

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Designed to support a new - math regulated - financial system our - 'cash-based' - loan principal repayment service protocols leverage intelligent loan equity harmonised flow rate constants that align local BMU referenced loan equity values and capital flow returns within each underlying local market - provisioning unrivalled - new levels of social and economic impact benefits.​​​​​​​​​​​​​​​​​​​​​​​​

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Global Base Money System

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They are a simple multi-line reserve representation of a secure and non-speculative equity line bonded funding control system and empower a generic ecosystem based business model that fully eliminates the use of "loan interest" in both traditional and Islamic banking, finance & asset management, at global scale.

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IQSM SmartCore™ one touch automated digital wallet service protocols secure - fast, simple and easy - access to unrivalled multi-line reserve based wallet-to-wallet account services and payment transactions - and render all current TradFi and DeFi promissory system accounts unsound & systemically obsolete.

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An Intelligent New Local & Global Monetary Operating System

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With no direct payment flows, required - between the borrower and lender - there is no interest, credit, or FX cost or exposure.

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GCU local market currency based monetary reserves have an unrivalled compounding funding line capacity and capability to progressively refinance, all global real estate markets, within a local math-regulated capital flow defined timeframe that can be selectively, market tuned. They provision direct 10 line reserve asset backing and unrivalled value chain capital growth across all underlying, real-asset indexed and secured - currency lines.​​​

 

Global Math Regulated Funding Line Control System

 

GCU monetary reserve harmonised funding service exchange protocols create and release unrivalled new loan equity based stores of value and render all - yield and non-yield paying - fiat, crypto, CBDC, and stable-coin service systems, uncompetitive.

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No current financial service protocols can match our multi-line regulated - 10.24:1 (3.2 x 3.2) YoY compounding, (per reserve line) monetary unit based - capital growth & funding line rights.​

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GCU (10 line based) funding reserves, lockdown - potent new equity line synchronised reserve exchange capabilities across locally indexed liquidity pools, secured by tokenized mortgage trust cash flows title-chained and immutably global value chain bonded to reserve asset secured - loan & property equity lines.