REFINANCE
IQSM SmartCore™ fixed zero interest rate property refinance protocols will disrupt interest-bearing mortgage equity release systems world-wide, changing forever how all local residential and investment property mortgages are secured and financed.
Unrivalled
IQSM SmartCore™ mortgages have a maximum - initial - loan exposure to both property and yield-provisioned reserve asset collateral of 25.00% - and 0.00% exposure by month 120, with no deposit or loan costs - other than principal only repayments
Mortgage Loan Repayment Service Cost - is Reduced to Zero
IQSM SmartCore™ powers a revolutionary new purchase and mortgage refinancing system that reduces loan lifetime service costs by 100% with absolutely no PO-40 - out-of-pocket - loan repayments to make for rolling five year loan reset periods (up to a maximum of 8 resets), across the standard PO-40 yr term.
In each reset - there is no increase in the balance outstanding or use of the local client's pre-existing property equity accrued.
Clients have the option - to make additional out-of-pocket loan principal repayments at any time - without limit and there is no traditional interest-rate based early repay, or break fee penalty.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool with a fixed or variable - interest rate % set above zero.
Hover cursor over image to activate slide show
This content is provided for your informational purposes only - and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to - any - securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. Content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects & opinions expressed in these materials are subject to change without notice and they may differ or be contrary to opinions expressed by your advisors or others.
