IQSM SmartCore™  multi-line reserve funding lines lock-down an intelligent new closed-loop - value add and value exchange pass-through system for individual, business, and government clients and secure unrivalled yield and value creation services.

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-  global

-  open finance system

-  world leading technology secured ecosystem​​​​​​

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IQSM SmartCore™ personalised funding services, outperform all bank & non-bank finance systems, and lock-down a 10/100 empowered net stable funding ratio of 320% - over a rolling 60 month horizon, for all new treasury reserve exchange services.​​​

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IQSM SmartCore™​​ treasury reserve based funding mandates have zero dependence on local market banking systems - and render all local interest-rate based maturity transformation and all deposit based - fractional reserve and central bank reserve account  management systems - obsolete - and uncompetitive.