iQSM™ intelligent perpetual reserve protocols fully secure and pre-fund - intelligent - new and refinanced - 100% LTPV - fixed zero interest rate - fixed principal repayment only - home loans with a 30 year PO loan service cost of just $278 per $100,000.

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-  global

-  home loan system

-  world leading technology secured ecosystem

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All PO loan accounts have reserve account offset, redraw and fully automated - ongoing - loan reset, and refinancing options.

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The IQSM SmartCore™ home loan refinance product is based on releasing locked-down - current and future-state equity line credits and can fund up to 30 years of - PO - loan repayments with a fixed and certain net loan balance carried - dramatically increasing, net disposable household income - with absolutely no loan repayments - to be made - during the refinanced term.

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