PO-40 - INTELLIGENT NEW - REAL ESTATE FINANCE
Decroix Group treasury reserves leverage an unrivalled global sovereign reserve anchored value exchange system that turns PO-40 - financed - residential owner-occupied, housing assets into new high-yield productive assets via collateral substitution.
Creating the World's Largest - Single Investment-Asset Class
GSCI AiON™ pre-funded housing finance products secure the world's first, global community housing system - funded not by taxes, but sustainable - math-regulated - housing cost savings.
GSCI AiON™ intelligent pre-funded - principal only yield-offset optimized - funding service protocols power the world's first truly diversified, and affordable - global real estate finance ecosystem with an unrivalled new funding service capability to progressively refinance each of, the world's top 10 residential owner-occupied and residential investment - real estate - markets, within 2 years.
Intelligent Finance by Design
GSCI AiON™ replaces interest rate and equity sharing based profit margin business models, with programmable real yields.
Decroix Group creates unrivalled - local - yield-asset valuation metrics, and dramatically increased net disposable household and/or investment income - via mortgage service cost savings across all - residential & commercial real estate asset classes.
PO-40 local market based principal only mortgage loans have radically reduced operational costs and a maximum initial loan exposure, to property and multi-line reserve secured collateral assets of 25.00% - progressively - reducing down to 0.00% as equity reserves are tranche-aligned - and value-chain-applied.
These savings, secure an unrivalled new standard of living for households - with future cash flows and equity control shifting from bank & non-bank lender balance sheets, to local owners.
PO-40 pre-funded principal only mortgages, eliminate all local interest rate risk and costs and reduce credit default, duration, and servicing risk - with no direct payments required, between borrower and lender until a final discharge of the loan balance outstanding upon property on-sale or the end of the loan term.
Principal Repayment Only Qualified - Finance and Refinance
A pre-funded PO finance or refinance, as an alternative to P&I or IO loans or renting - increases client net disposable income in each & every month of the new PO mortgage loan by a sum equal to the P&I mortgage loan service cost savings - or rental savings - on an ongoing basis - for the full term of the PO loan.
All PO-40 loan accounts - have reserve-aligned offset, redraw and credit line drawing rights, with ongoing term-reset options and are available in either - full-recourse or non-recourse form subject to local market regulatory & responsible lending terms.
PO-40 mortgages enable local borrowers - to draw-down new funds for property renovation & other approved purposes, and refinance, as fixed zero interest rate mortgage extensions - all client eligible - auto, card, education and personal credit loans.
Unrivalled New Yield-Optimised Real Estate Valuation Metrics
The math-regulated unification of client-asset-ownership, with programmable real estate asset aligned yield, to progressively optimise and secure independent new valuation metrics is the most compelling aspect of the global reserve mapping system.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool - with a fixed or variable interest rate % set above zero or any Western or Shariah Compliant financial instrument that is dependent on, shared property equity, or leaseback finance.
This content is provided for your informational purposes only - and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to - any - securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. Content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects & opinions expressed in these materials are subject to change without notice and they may differ or be contrary to opinions expressed by your advisors or others.
