top of page
INTELLIGENT REAL ESTATE FUNDING

Decroix Group automates a US$400Tn plus global real estate finance and local sovereign debt refinancing system with local yield optimization services. It links exclusive multi-line funding and sovereign - service rights, for all underlying, client service operations, in - The Americas, EMEA and Asia Pacific regions.

Intelligent multi-line reserve funding line services power a new yield-optimized & value-enhanced real estate ecosystem, and 

provision concurrent execution of all local prime money based credit, deposit and value creation services in licensed markets.

Unrivalled

 

Decroix Group - global perpetual reserve funding lines, reduce all local borrowing costs and democratise the distribution of all social and economic benefits, outperforming - all - traditionally designed monetary and financial service systems in perpetuity 

Decroix Group no-interest, 100% prime-line funded - principal  repayments power the world's first - global real estate finance  and 1:1 equity capital release system; funded - not by interest charges or local property equity sharing but sovereign market localised & shared - multi-line reserve yield-optimized returns.​​​​​​​​

 

IQSM GSCi™ renders all - traditional local sovereign bill, note & bond funding systems, performance limited & uncompetitive.

Sovereign funding line services span the full spectrum of local sovereign money, banking, finance, real estate, value creation, investment and asset management & lock-down - sustainable localised short, medium and long-term competitive advantage.​​​​​​​​​​​​

​​

Universal Funding - without Sovereign Currency Substitution 

Local market multi-line reserves, are fully backed by fiat cash and empower, an unrivalled new - multi-line reserve anchored value exchange system, with local market yield-service rights eliminating all, local hedging and interest rate costs and risks.

IQSM GSCi™ powers an unrivalled new local funding service capability to progressively refinance - the world's top 10 rated, residential and commercial real estate markets within 2 years.

​​​

Regenerative Yield - Powering New Asset Revaluation Metrics

​​

Within each local PO-40 credit cycle - term compression refers to the process by which a single long-term financial instrument eg; a 40 year term, no-interest - pre-funded principal mortgage is fully current & future state capital decomposed, into a single upfront cash flow distribution at settlement and term reset to 0.

Each singular reset within the service line framework follows a programmatic full reserve term based - 'future-state' yield path.

 

All DLM (Deterministic Lattice Machine) sovereign funding line tranches behave as - full reserve Tier-1 defined yield-complete​ sub-instruments with 8x PO 40 year term fully year pre-funded principal repayment reset terms 100% reset term preallocated.

Sovereign indexed funding line service controls, outperform all banking and non-bank lending systems and lock-down a - fully mapped, local minimum net stable funding ratio of 300%, over a rolling 60 month horizon for local reserve exchange services.

Removing Interest-Rate Constraints for all Financial Services

IQSM GSCi™ creates new sovereign programmable multi-line funding assets and yields at - a minimum - 3:1 times the value of new loans, creating and releasing unrivalled new - multi-line reserve - yield-optimized credit, deposit & value creation rights.​​​​​​​​​​

Local - no-interest - financing enables borrowers to draw-down new funds - for approved property investments and renovation purposes, and to refinance as secured loan extensions - client eligible, local auto, card, student, personal and business loans.

Licensed local sovereign reserve funding mandates have zero dependence, on traditional banking and finance systems - and render all - local - interest-bearing - government bill, note, and bond - funding systems, securitisation, maturity transformation and deposit-based fractional reserve and central bank reserve account management protocols - design flawed and irrelevant.

Each sovereign index mapped capital cycle regenerates - new funding line liquidity multiplication tranches, and expands local sovereign balance sheet liquidity - without need for inflationary debt issuance. It bonds sovereign policy cycles securing fiscal predictability - and sustainable long-term economic advantage.

​​​​​​​​​​

IQSM GSCi™ redefines the foundations and soundness of all central and commercial banking systems and standards - and locks-down - unrivalled, localised high-yield-optimized funding service returns that can't be matched, by any financial service network, system, banking institution or global tech consortium.​​

Intelligent Funding
bottom of page