top of page
INTELLIGENT FUNDING

Decroix Group local multi-line reserve funding controls, secure unrivalled new regenerative funding line protocols and reserve exchange pass-through functions, for individual, business, and government clients and secure unrivalled value creation rights.

Unrivalled

IQSM GSCI™ powers the world's first truly democratised, and equitable - affordable global housing finance system, powered not by government - but by an unrivalled global value creation finance and profit-sharing service system that empowers local owner-occupied PP-40 financed loan savings - of up to 100%.

IQSM GSCi™ funding services span the full spectrum of local sovereign money, banking, finance, real estate, value creation, investment and asset management & lock-down - sustainable localised short, medium and long-term competitive advantage.

IQSM GSCi™ treasury reserves are fully backed by - fiat cash and empower, an unrivalled new - multi-line reserve anchored value exchange system, with local market profit-sharing rights..

IQSM GSCi funding service protocols power the world's first truly diversified and affordable - global housing finance system with an unrivalled new local funding capability, to progressively refinance, the world's top 10 rated, residential owner-occupied and residential investment real estate - markets within 2 years.

Regenerative Yield Powering Unrivalled New Valuation Metrics

Within each IQSM GSCI™ framework credit term compression refers to the process by which a long-term financial instrument (eg; a 40 year - no-interest - pre-funded principal mortgage, is mathematically decomposed - within a single settlement cycle.

Each singular reset within the service line framework follows a programmatic full-reserve-term-based future state capital path.

IQSM GSCi™ service line tranches behave as, yield-complete​ sub-instruments - with loan principal repayments pre-allocated from newly generated reserve lines and fully offset as pre-paid loan principal credits with no contractual 'out-of-pocket' repays for any o/s balance needed - until a property sale, or term end..

IQSM GSCi treasury funding protocols progressively reduce all local short, medium and long term mortgage interest based debt costs to zero in direct local equilibrium alignment with PP mortgage finance and refinance loan advances, and automate local wealth creation for sovereign-nation licensed - individual, SME, large enterprise, and local sovereign wealth fund clients.

IQSM GSCi™ sovereign funding service controls - outperform all bank and non-bank lending systems and - lock-down a fully GSCI mapped minimum net stable funding ratio of 300%, over a rolling 60 month horizon for local reserve exchange services.

Intelligent by Design - Dynamic Local Equity Capital Allocation

IQSM GSCi™  powers an intelligent future state capital (IFSC)  funding capability to create sovereign programmable multi-line reserve assets - at a minimum 3:1 times the value of mortgage loans, creating and releasing unrivalled new, multi-line reserve yield-optimised sovereign equity funding - and capital creation.

IQSM GSCi™ local​ sovereign reserve funding mandates have zero dependence, on traditional banking and finance systems and render all local interest-bearing government bill, note, and bond - funding systems, securitisation, maturity transformation and deposit-based fractional reserve and central bank reserve account management protocols - design flawed and irrelevant.

Eliminating Interest-Rate Constraints for all Financial Services

In IQSM GSCi™, each localised sovereign - treasury mapped capital cycle regenerates - new reserve line tranches (liquidity multiplication) and expands localised sovereign balance sheet liquidity without a need for new inflationary debt issuance. The uniformity of regenerative tranches binds seamless integration with fiscal policy cycles and rollover schedules, securing fiscal predictability - and sustainable long-term economic advantage.

IQSM GSCi™ renders all - traditional local sovereign bill, note & bond funding systems, performance limited & uncompetitive.

Funding
bottom of page