iQSM™ powers intelligent financial service contracts that no single government, tech consortium or financial institution - can fund or

match and democratises each clients right, to - independently - create and direct - their own - full-client-life-cycle - financial services.


-  global

-  client directed system

-  world leading technology secured ecosystem

iQSM™ renders all - local, regional and global - central, commercial and shadow bank business models - and all - fractional reserve

based capital, credit and value creation systems - as we know them today - design flawed, systemically unsound and uncompetitive.

IQSM | Global Open Banking System |