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INTELLIGENT BANKING

IQSM GSCi™ global rebanking service accounts represent an unrivalled new class of - high-yield-carry-optimised - bankable assets and reserve rights within an account-centric ecosystem​.

 

Unrivalled​

BMUlender-owned - reserve account deposits compound at an unrivalled accrual rate without re-investment, on-lending or interest rate risks and no central bank asset/liability constraint.

IQSM GSCI ™ unconditionally secures and enforces - reserve account verification and reserve mapping-state integrity, for all local rebanking services - independent of central bank policies.

Intelligent by Design

IQSM GSCi™ rebanking service lines automate the process of replacing existing local debt with new pre-funded principal only collateral reserve financing (refinancing) switching - away from systemically unsound and performance limited, local fractional reserve deposit based business models, for all local individual, SME, large enterprise, and local sovereign wealth fund clients.

IQSM GSCi™ local sovereign base monetary system units are cash-based bankable assets - enabling institutions to hold and use them as - collateral, repo lines, liquidity buffers or retained earning assets. To earn yield, they traditionally had to re-invest local deposits, in private credit, and/or sovereign treasury lines (T-bills, notes, bonds), to service the interest spread obligation.

GSCi™ inverts the deposit process - provisioning deposits, on an unrivalled sovereign-indexed scale that carry yield - without the local institution incurring any - funding or reinvestment risk.

GSCi™ lending generates new reserve line assets that secure programmable yield rights, without requiring re-investment risk.

IQSM GSCi™  automates real value exchange services for all local bankable asset reserve accounts representing every unit, of sovereign localised ecosystem capital and collateral, in play.

 

Local and Global - Atomic - Payment and Settlement Services

Network accounts, have the option - to nominate and manage their reserve balances in a local or global drawing right format.

The global transfer and settlement protocol controls high-yield bankable asset units that turn the math-regulated network into a continuously verified, and real-time auditable, jurisdictionally transparent and immutably secure, open market infrastructure.

Global Real Time - Math-Regulated - Central Banking System

GSCi sovereign equity tranches all behave as - yield-complete​ sub-instruments - with loan principal repayments pre-allocated from newly generated reserve lines and fully offset as pre-paid loan principal credits - with no client out-of-pocket repayments required for the mortgage balance outstanding post settlement until a secured property asset sale, or the end of the loan term.

As all ecosystem links are permissioned and cryptographically signed, regulators and/or sovereign authorities can be granted read-only visibility for real-time localised proof-of-reserve audit, KYC, AML, base money flow and compliance requirements, in their respective sovereign jurisdiction's - reserve mapped lines.

IQSM GSCi™ provisioned - multi-line reserve bankable asset rights radically exceed all local market central and commercial banking industry standards & secure new high-yield-optimised bankable asset returns that can't be matched, by any financial service system, banking institution - or global tech consortium.​​

IQSM | Intelligent Assets |
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