iQSM™ renders conventionally designed and funded local banking system - credit, deposit, payment, and investment products and

all local, regional and global central, commercial and shadow bank spread-funded deposit and/or credit creation systems - obsolete.

-  global

-  open banking system

-  world leading technology secured ecosystem

iQSM™ powers unrivalled new local, regional and global reserve account products and service lines, that no banking institution can

match and democratises every client's right to independently create, control and manage - their own - personalised banking system.

IQSM | Global Open Banking System |