iQSM™ bank, market, currency, and deposit agnostic full reserve client accounts render all, single and multi-sovereign central bank reserve account functions and all reserve asset systems and business models - performance limited - unsound - and uncompetitive.

-  global

-  smart banking system

-  social contract regulated ecosystem

iQSM™ powers unrivalled - interest-free and high-yield - full reserve banking, finance, currency, and investment product dashboard rights that no financial institution can match, and democratises - every client's right - to create and direct - their own banking system.

IQSM | Global Smart Banking System |