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SMART BANKING

Decroix Group - client directed - service line protocols, secure access to an unrivalled new customer-centric ecosystem, and automate reserve mapped credit and value creation - for local market individual, business, and sovereign wealth fund clients.

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Unrivalled

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Local lender-owned sovereign equity capital deposit units, are unconditionally locked-down and increase in market unit value  without need for - local market - deposit-taking, re-investment, deposit on-lending, fractional reserve or local interest rate risk.​​​

All local base money unit credit flows are 100% backed by fiat cash, held in local master accounts - and secure an intelligent treasury reserve anchored system with account aligned yields.​​​

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The network unconditionally locks-down, and enforces - equity service verification and local and global reserve mapping-state integrity for reserve accounts and integrates regulated liquidity lines, across digital assets - on multi-line reserve secured rails.

Intelligent by Design

Local base money sovereign equity capital units are tokenized enabling clients to deploy capital as treasury reserve collateral, repo-lines, liquidity buffers - or local market yield-service rights.

IQSM GSCi™ inverts the deposit process, via master account based equity capital re-distribution on an unrivalled scale, with potent new local reserve asset valuation metrics. It empowers programmatic yield outperformance with no re-investment risk.​​​​​

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IQSM GSCi™ automates local value exchange services for all master accounts - beyond the capabilities of traditional central and commercial banking - representing every mapped unit, of sovereign localised ecosystem capital - and collateral - in play.

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The digital - local and/or global - monetary service unit options turn the continuum value chain into a continuously verified and real-time auditable, global capital market infrastructure system.

IQSM GSCi™ global capital units are fully backed by fiat cash and underpin, an unrivalled - real sovereign reserve anchored value exchange system (payments) on both a local, and multi-sovereign tokenized deposit - payment-vs-payment PvP level.

Client-Directed Service Lines

Local real equity asset linked base money units leverage their locked cash-based master account value - via tokenized units that can be utilised, on a local or a global, service rights basis.

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Local states, organisations & individuals - can programatically control and utilise digital - treasury reserve asset capital rights of use - that act as a hedge against inflation directly offsetting falling real local currency buying power, and real asset values.

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Beyond all Local Banking, Credit and Value Creation Systems

As all reserve accounts - are permissioned & cryptographically signed, regulators and/or sovereign authorities can be granted read-only visibility for real-time localised proof-of-reserve audit, KYC, AML & sovereign money flow - compliance requirements in the respective sovereign jurisdiction's, mapped service lines.​​

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IQSM GSCi™ outperforms all central and commercial banking standards & locks-down unrivalled, local - high-yield-optimised reserve asset - returns, that can't be matched, by any financial service system - banking institution - or global tech consortium.

Smart Banking
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