INTELLIGENT REAL ESTATE REFINANCE
iQSM GSCI™ local fixed zero interest rate property refinance protocols will disrupt interest-bearing mortgage equity release systems world-wide, changing forever how all local residential and investment property mortgages are secured and financed.
Unrivalled
IQSM GSCi™ new reserve refinanced PO-40 mortgages have radically reduced operational risk and a maximum - initial loan exposure to both property and yield-provisioned reserve asset collateral of 25.00% at settlement - and 50.00% in pre-funded loan principal crediting mode - with 0.00% exposure by month 24 - as collateral reserve assets, 3:1 times the initial mortgage amount financed are created & property-value-chain-allocated.
IQSM GSCI™ powers a revolutionary new local purchase and mortgage refinancing system that reduces loan lifetime service costs by 100%, with no borrower "out-of-pocket" loan principal repayments to make for rolling mortgage loan reset periods up to a maximum of 8 resets - across the standard PO-40 yr term.
Principal Only Repayment Service Cost - is Reduced to Zero
In each reset - there is no increase in the balance outstanding or use of the local client's pre-existing property equity accrued.
Clients have the option - to make additional out-of-pocket loan principal repayments at any time - without limit and there is no traditional interest-rate based early repay, or break fee penalty.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool with a fixed or variable - interest rate % set above zero.
This content is provided for your informational purposes only - and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to - any - securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. Content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects & opinions expressed in these materials are subject to change without notice and they may differ or be contrary to opinions expressed by your advisors or others.
