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REAL GSCi™ sovereign - reserve mapped - finance and value exchange services redefine the foundations and soundness of all traditional base money, banking, finance, trade & payments systems securing new value chain services that render current financial systems - systemically - irrelevant, and uncompetitive.

Unrivalled - Tech for Good

​​Decroix Group is not a bank - or an 'authorised deposit-taking' institution. It's real estate reserve funding system represents a paradigm change in traditional financial industry mindsets and secures math-regulated current and future-state store of value growth and unrivalled local profit distribution, on a global scale.

Sustainable Long Term Social and Economic Impact Benefits

REAL GSCi™ mortgage service protocols - power the world's first decentralised social wage system funded not by taxes but compounding math-regulated - reserve mapping service lines.

On 1 Jan 2024 - 400Mn fixed total supply REAL GSCi™ BMU GS-1 reserve mapping units issued, with - fully recursive local capital and yield distribution rights, and - 10:1 reserve backing and will activate with recursive local 100x GCU to BMU equity multiplier rights from 1 Jan 2026, in licensed Phase 1 markets.

REAL GSCi™ local PO-40 fixed zero interest rate finance and refinance services eliminate all pre-existing local interest-rated P&I and IO monthly real estate mortgage repayments - for the full PO term up to 40 years radically increasing the client's net disposable after-tax household - and investment income flows.

Dynamic Sovereign Market Indexed Capital & Yield Allocation

REAL GSCi™ local base money secured - multi-line - reserve protocols have a - math-regulated - funding service mandated ability to progressively refinance licensed markets within 2 yrs.

We do not take deposits/funds on interest - or lend on interest and eliminate all interest-based borrowing costs and collateral valuation risk for KYC/AML approved individual, business and government clients. Principal only sovereign funding protocols render all - private & public bill, note, bond & bearer-certificate credit systems, design flawed and systemically uncompetitive.

REAL GSCi™ network provisioned - multi-line reserve service rights render all local and global centralised and decentralised monetary and financial service systems, systemically obsolete.

Sovereign Programmable at Global Scale ​​ 

Our mission is to provision open market access to a fairer and more equitable financial ecosystem, that continuously secures, and regulates, yield-asset-optimised, reserve account services in a way no other traditional financial institution or network can.

We are proud to have created what we consider to be the holy grail of local sovereign money and finance powering unrivalled new financial service line solutions into licensed local markets.

Our strategy is not to compete head on with the status quo but to redefine how things work, and offer new highly differentiated and radically simplified financial products and services that will collectively, benefit - individual, business & government clients.​​

Designed to protect - unified - client and community economic interests they secure local base money transmission rails and radically enhance, reserve mapped sovereign GDP and social and economic impact benefits eliminating local market interest service costs and radically increasing government tax receipts.

Local Markets - Global Liquidity and Capital Market Efficiency

REAL GSCi™ will power the largest wealth transfer in modern history over the next 2 years, as local real estate asset control and property equity holdings - shift from the balance sheets of traditional lenders and securitisation providers back to owners.

Highly profitable from day one of release with fixed and certain current and forward - multi-line reserve - underwriting fees and yield-optimised income rights from open market operations we dramatically outperform all traditional banking institutions - and banking industry benchmarks - on a short and long-term basis.

Sovereign Localised and Democratised Social Wage Benefits 

Local fixed total supply harmonised, monetary reserve service protocols, have an unrivalled - multi-line reserve synchronised funding service - capability to progressively generate new loan equity derived reserve assets, matched to current and forward looking, real estate property based equity gains - one property and one mortgage loan at a time, on a diversified local market basis - with no traditional, local property valuation based limits.

Inclusive and Affordable Housing Finance System On-demand

Housing is a basic 'human-need' and our funding technologies provide a democratised reserve account aligned pass-through protocol that directly bonds - local reserve regulated monetary transmission policies and service line rails with client localised wealth distribution rights on an inclusive math-regulated basis.

REAL GSCi™ localises, provisions & releases unprecedented new levels, of client net disposable household and investment income into licensed local economies & distributes - unrivalled social & economic impact benefits - for registered local clients.

The portfolio of local products is unrivalled in performance and spans, the full spectrum of - local and global - money, banking, finance, payments, insurance, real estate, wealth creation and asset management and locks-down sustainable short, medium and long-term competitive advantage, within localised markets.

Intelligent Automation at Global Scale

REAL GSCi™ services redefine - the foundation & soundness of all banking, finance and reserve management systems, and automated local reserve exchange functions eliminating digital asset structuring and intermediation costs and rendering local bank and non-bank, interest-rate-based - yield, credit, deposit, MMF and value creation systems irrelevant and uncompetitive.

IQSM | Global Ecosystem |
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