IQSM Group™ funding service mandates are market licensed and provision unrivalled - social and economic impact benefits and rights on a client, national, and ecosystem basis - beyond the capabilities of all, underlying banking and finance systems.

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-  global

-  licensed market system

-  world leading technology secured ecosystem​​​​

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Our mission is to provision open market access to a fairer and more equitable financial ecosystem that continuously secures, regulates and optimises client-personalised service lines - in a way no other financial service system, network or platform can.​​​

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Privately funded and developed in stealth from 2016-2024, we have created what we believe to be the 'holy grail' of local and global money, banking and finance underpinning a potent new platform for traditional and digitally-native banking and finance.

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It was designed to maximise capital efficiency and eliminate all exposure to interest rate costs and risks with zero dependence on any form of deposit taking.  It reduces local operational and credit risk, to less than a single basis point, and is systemically independent of all local - money, banking and finance systems.​​

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BMU localised capital and yield-optimised exchange protocols render all - non-real-asset-backed - yield and non-yield paying fiat, bank-money, crypto, stable-coin and CBDC based - credit and value creation systems - design flawed and uncompetitive.​​

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IQSM SmartCore™ multi-line reserve secured account service rights, exceed all - central banking system and BIS formulated industry benchmarks for local financial system soundness and profitability and secure investment yield-optimised returns that can't be matched by any conventional financial service system.