GROUP
IQSM GSCi™ redefines the foundations and soundness of all local - money, banking, finance and investment - products and automates local - math-regulated - yield-optimised - rebanking protocols for all - individual, SME, large enterprise & sovereign wealth fund clients across - licensed sovereign-nation markets.
Unrivalled
IQSM GSCi™ funding protocols span the full spectrum of local sovereign money, banking, finance, real estate, value creation, investment and asset management and lock-down sustainable short, medium and long-term - financial competitive advantage.
Hyper-Scaled Credit - Beyond all Fractional Reserve Systems
IQSM GSCi™ funding service protocols power the world's first truly affordable and diversified, global housing finance system with a proprietary new - multi-line reserve funding capability to
progressively refinance all licensed GS-1 markets within 2 yrs.
The Decroix Group holds the exclusive GS-1 and GS-2 series licensed - BMU and GCU - Perpetual Equity Capital Monetary Service Unit rights with 400mn BMU service lines instantiated world-wide. They are sovereign aligned and activated - for the Americas, EMEA and Asia Pacific regions with global treasury funding and asset management operations based in the USA.
IQSM GSCi™ harmonised equity capital based reserve lines power sovereign equity capital creation and local base money supply growth and automate the global distribution of network programmable local quantitative-equilibrium flows on-demand.
They render local - base money, banking, finance, investment, value creation and asset management services design flawed.
GSCi sovereign equity tranches all behave as - yield-complete sub-instruments - with loan principal repayments pre-allocated from newly generated reserve lines and fully offset as pre-paid loan principal credits - with no client out-of-pocket repayments required for the mortgage balance outstanding post settlement until a secured property asset sale, or the end of the loan term.
Intelligent by Design - Dynamic Local Equity Capital Allocation
IQSM GSCi™ pre-funded principal only payment protocols will disrupt all local interest-free and interest-bearing, banking and finance systems world-wide changing forever how all financial service products are created - and local equity capital secured.
IQSM GSCi™ independently pre-funds all principal only based borrower mortgage service costs and local-inflation using local yield-optimised, collateral reserve assets, eliminating - all local credit, pre-payment, servicing, interest rate - and liquidity risks.
We do not take deposits/funds on interest - or lend on interest and eliminate all interest-based borrowing costs and collateral valuation risk, using principal only sovereign funding protocols.
Beyond all Traditional - Money, Banking and Finance Systems
IQSM GSCi™ pre-funded housing service protocols power the world's first - decentralised - social wage system - funded, not by taxes, but - sustainable - math-regulated yield optimisation.
IQSM GSCi™ future-state-capital-value aligned - and licensed sovereign-nation service mandates, are a simple deterministic function, of global capital activated reserve mapping protocols, with loan independent multi-line reserve-secured - future-state GSCI equity capital enabled, value decomposition capabilities.
Socially Inclusive & Affordable Housing Finance - On-Demand
Housing is a basic 'human-need' and our funding technologies power a revolutionary - PO-40 mortgage finance pass-through protocol that directly bonds all funding line rails with - localised yield attribution rights, on an inclusive - math-regulated - basis.
We are proud to have created what we consider to be the holy grail of global money and finance, powered by unrivalled multi-line equity capital reserve pools - with no currency substitution.
Our mission is to provide, network secured access - to a fairer and more equitable financial service system, that secures and regulates, local yield-line-optimised - reserve account services in a way, no other traditional financial institution or system can.
Highly Differentiated - Local Financial Products and Services
Our strategy is not to compete head on with the status quo but to redefine how things work and offer new highly differentiated services that collectively benefit all - registered local members.
Designed to protect - unified - client and community economic interests, they secure local sovereign mapped GDP and social and economic impact benefits eliminating local market interest service costs and radically increasing government tax receipts.
Highly profitable from day one we radically outperform all local and global banking institutions and - all financial industry profit benchmarks, on a short, medium and a long-term ROTA basis.
