iQSM™ global multi-line reserve securities radically outperform all fractional reserve deposit-taking systems - and all interest-based

bank money, credit and value creation systems, on an individual client and ecosystem basis - in perpetuity - with no local cycle limit.

-  global

-  reserve banking system

-  world leading technology secured ecosystem

iQSM™ renders all deposit-based banking models uncompetitive exceeding ROA performance, by a 5.33:1 line-cycle-compounding

factor in perpetuity powering unrivalled new levels of stable - fixed and certain - future GDP growth, tax income, and wealth creation.

IQSM | Global Smart Banking System |