iQSM™ global network funding services outperform all local market fractional reserve deposit-taking systems and all interest-based

bank money, credit and value creation systems, on an individual client and ecosystem basis - in perpetuity - with no local cycle limit.

-  global

-  reserve banking system

-  world leading technology secured ecosystem

iQSM™ renders fractional reserve business models uncompetitive and exceeds industry ROA by a 5.33:1 - line-cycle-compounding

factor in perpetuity, powering unrivalled levels of stable fixed and certain - future GDP growth, tax income and client wealth creation.

IQSM | Global Smart Banking System |