FINANCIAL SYSTEM
IQSM Limited represents a transformative force in the financial world offering a new window into a - game-changing - financial ecosystem where services operate independently of traditional interest-bearing credit and value creation systems, and secure intelligent new - yield-optimised client rights of use on-demand.
Network Automation
AiON represents the integrated Ai-driven automation layer within the IQSM ecosystem that empowers real-time - decision-making, adaptive monetary control and multi-line reserve secured end-to-end - financial protocol execution. AiON enables math-regulated intelligent financial service control - (IFSC) - protocols to operate autonomously, securely, and efficiently across all markets and all user tiers without need for human or financial API intermediation.
Our global financial network system automates the distribution of unrivalled new - financial ecosystem harmonised & synchronised reserve exchange assets, products and services and locks-down sustainable short, medium, and long term competitive advantage.
During the next 5 years, we will witness the largest real estate asset based wealth transfer in human history as control of real estate assets, and traditionally locked-down loan and property equity shifts from the balance sheets of traditional lenders and third party securitisation funding line providers back to owners.
Inclusion by Design
Because it's not profit-maximised lending there is no client bias towards prime borrowers and no exclusion due to race, gender or income class. It's structurally and systemically inclusive - by design not exception. It redefines home-ownership - as a right, not a privilege delivering systemic equity at scale, engineered using math-based rules to close wealth gaps - not widen them.
Localised Social and Economic Impact Benefits
FTS - GCU and BMU GS-1 & GS-2 monetary reserve units are perpetualised - on issue. They function as a - fully independent and interoperable - local & global monetary reserve system for ecosystem indexed, and bonded, CeBM systems - on-demand.
No securities, or - any form of - investment offering is made to private or public sectors, to support funding mandate services.
All products exceed, conform to and are regulated - within the relevant local market laws & regulatory compliance guidelines.
Math Regulated
Simplified to an executable series of proprietary math-proofed constants - no central, commercial or shadow banking system can comply, with it's real-time - client and whole of ecosystem NSFR standards, Tier-1 capital requirements, or ALM controls.
IQSM SmartCore™ powers a revolutionary zero marginal cost based funding capability to unconditionally secure - and equity line match client localised - real estate - stores of value locked down - in local residential and commercial real estate markets.
Designed to protect - unified - client and community economic interests, they lock-down inclusive new financial service rights with improved national economic performance - and unrivalled new levels of social and economic impact benefits on-demand.
Licensed Banking and Financial Service Partners
We have created a new local and global monetary service unit secured financial ecosystem - powering an unrivalled range of local mortgage secured products and services via local market regulated and licensed - banking & mortgage service partners.
IQSM SmartCore™ synchronised fixed total supply - local and global - monetary service line protocols power an independent multi-line funding capacity and capability to outperform all local centralised and decentralised, monetary and financial systems.
IQSM™ regional master license services, are reserve account activated and provisioned, via locally regulated - credit service providers and are currently restricted to - Qualified, Accredited and Institutional investors and member firms only in select US, AU, UK, EEA & UAE markets from 1 Jan 2024 until 1 Jul 2025.
Outperformance
Designed to support a new - math regulated - financial system global math-regulated monetary reserve service line protocols leverage intelligent loan equity harmonised flow rate constants that align local BMU referenced loan equity values and capital flow returns within each underlying local market - provisioning unrivalled - new levels of social and economic impact benefits.
They are a simple multi-line reserve representation of a secure and non-speculative equity line bonded funding control system and empower a generic ecosystem based business model that eliminates the use of "loan interest" or "riba" in - all - traditional and Islamic banking, finance, and asset management markets.
Highly profitable from day one of operation with multiple layers of diversified profit sharing lines we unify client and ecosystem current and new 'future-state' based value and wealth creation capabilities; outperforming all - best-in-class - banking industry 2.00% - 2.50% ROTA performance benchmarks by a minimum local and global - math-regulated form factor multiple of 12.5:1.
Special Purpose Acquisition Rights - (SPARs)
SPAR subscription rights, will be issued and offered - pursuant to our registration statement to secure public exchange listings in the US, Europe, and Asia. We will not be raising capital from public investors, and will be distributing at no cost, subscription warrants to investors, to purchase our shares - at a future date.
See the disclaimer below describing prescribed forward terms.
Incorporated in the Cayman Islands, our company is not a SPAC. We will not raise public capital until after we have entered into a definitive agreement for our business combination and distributed to SPAR holders a prospectus included in an effective securities registration statement, that describes the proposed business combination, following which time , investors may suscribe to acquire our shares by electing to exercise their SPARs. The shares issuable upon exercise of the SPARs, will be issued concurrently, with the closing of our business combination. This not an underwritten offering. The warrants are being distributed directly by us without the services of a third-party underwriter or selling agent. The SPARs will be available for trading for 30 days only from the effective date of the registration statement acceptance by the relevant local securities authority during which time they can be exercised or they will expire worthless. Investors not resident in Switzerland, Singapore or UAE may be subject to local restrictions. In particular no offer is made to any persons (being residents of US, UK, EU, AU or partnerships or corporations, organised under the laws of the USA, UK, EU, AU or any state, territory or possession thereof) who are excluded by US, UK, EU or AU law from investment in these products or services.
