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ABOUT

IQSM Group™  is not a bank - or an authorised deposit-taking institution. It does not take deposits/funds on interest, nor lend on interest. It's business model eliminates, interest-rate based costs and risks, and automates unrivalled new math-regulated current and future-state - store of value growth and profitability across a rolling forward-looking 60 month horizon in perpetuity.

global

-  open financial system

-  world leading technology secured ecosystem

Currently HQ'ed in the UK with network distribution licensed and localised within select initial markets to registered and regulated local service line partners,  our global treasury reserve regulated funding lines create unrivalled, financial system harmonised and democratised financial assets, markets, products & communities, and sustain short, medium and long term competitive advantage.

Our strategy is not to compete head on with the status quo - but to re-define how things work and offer new - highly differentiated and radically simplified - IPR protected product and service lines that will collectively benefit all ecosystem registered local clients.

IQSM™ multi-line reserve powered funding mandate protocols operate independently of all local central and commercial bank value creation systems, and - unconditionally - secure all, local yield-optimised client funding service rights of use, on-demand.

BMU localised capital and yield-optimised exchange protocols render all - non-real-asset backed - yield and non-yield paying fiat, crypto, bank-money, stable-coin and CBDC based funding and value creation systems - design flawed and uncompetitive.​​

They eliminate all dependence, on traditional central bank and commercial banking systems, and render all local interest-rate based - maturity transformation, fractional reserve and funding line systems limited by design, and systemically uncompetitive.

IQSM SmartCore™  has an unrivalled math-regulated funding service capacity and capability to refinance, release and yield-enhance pre-existing real estate based stores of value, locked down in global residential and commercial real estate markets

IQSM | Global Open Financial System |
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