iQSM™ global multi-line bonded full reserve functions power unrivalled interest free credit and high-yield deposit service lines, and

render all fractional reserve deposit and spread-funded credit systems obsolete. They regulate local service right with no cycle limit.

-  global

-  reserve account system

-  world leading technology secured ecosystem

iQSM™ form factor automated consumer, business and sovereign client multi-line bonded reserve account services render all local,

regional and global banking industry regulated service functions and intermediated payment networks - uncompetitive and unsound.

IQSM | Global Reserve Account System |