PRINCIPAL ONLY MORTGAGE FINANCE
Pre-funded local sovereign market funding mandates eliminate all out-of-pocket mortgage finance costs - and democratize the distribution of new social and economic benefits outperforming all local, monetary and financial service systems - in perpetuity.
Our pre-funded PO-40 principal only mortgage finance system powers the world's first - affordable - global real estate finance system; funded not by interest charges or local property equity sharing - but by local-multi-line-yield-optimized reserve returns.
Unrivalled - Intelligent by Design
Global funding mandates address a - US $400Tn - real estate finance and local sovereign debt refinancing market with local yield optimization services. It links intelligent multi-line funding reserve yield-service-rights for client-directed reserve account operations, within The Americas, EMEA & Asia Pacific regions.
Intelligent multi-line reserve funding line services power a new yield-optimized & value-enhanced real estate ecosystem, and
provision concurrent execution of all local prime money based credit, deposit and value creation services in licensed markets.
Powering a New - Monetary & Financial Services World Order
Decroix Group designed and developed in Australia from 2016 to 2026, our sovereign funding service mandates, create - and redistribute potent new current & future-state real estate asset backed stores of value, in a way, no other funding system can.
Sovereign funding line services span the full spectrum of local sovereign money, banking, finance, real estate, value creation, investment and asset management & lock-down - sustainable localised short, medium and long-term competitive advantage.
Global sovereign funding mandates render traditional interest-rated government bill, note & bond funding instruments flawed by design performance limited and systemically uncompetitive.
Universal Funding - without Sovereign Currency Substitution
Local market multi-line reserves, are fully backed by fiat cash and empower, an unrivalled new - multi-line reserve anchored value exchange system, with local market yield-service rights eliminating all, local hedging and interest rate costs and risks.
Decroix Group powers an unrivalled new local funding service capability to progressively refinance - the world's top 10 rated, residential and commercial real estate markets within 2 years.
Regenerative Yield - Powering New Asset Revaluation Metrics
Within each local PO-40 credit cycle - term compression refers to the process by which a single long-term financial instrument eg; a 40 year term, no-interest - pre-funded principal mortgage is fully current & future state capital decomposed, into a single upfront cash flow distribution at settlement and term reset to 0.
Each singular reset within the service line framework follows a programmatic full reserve term based - 'future-state' yield path.
All deterministic sovereign funding line tranches behave as full reserve Tier-1 derived yield-complete sub-instruments, with 8x fully pre-funded 5 year (PO-40 term), 1:1 principal reset terms.
Sovereign indexed funding line service controls, outperform all banking and non-bank lending systems and lock-down a - fully mapped, local minimum net stable funding ratio of 300%, over a rolling 60 month horizon for local reserve exchange services.
Removing Interest-Rate Constraints for all Financial Services
Decroix Group generates sovereign-programmable - multi-line reserve assets and yields at - a minimum - 3:1 times the value of new loans, creating and releasing unrivalled new - multi-line reserve - yield-optimized credit, deposit & value creation rights.
Local principal only financing enables borrowers to draw-down new funds - for approved property investments and renovation purposes, and to refinance as secured loan extensions - client eligible, local auto, card, student, personal and business loans.
Licensed local sovereign reserve funding mandates have zero dependence, on conventional bank deposit taking and finance systems - and render all - local - interest-bearing - government bill, note, and bond - funding protocols, securitisation, maturity transformation, fractional reserve and central reserve account management protocols - flawed by design, and uncompetitive.
Each sovereign index mapped capital cycle regenerates - new funding line liquidity-multiplication tranches and expands local sovereign balance sheet liquidity - without need for inflationary debt issuance. It bonds sovereign policy cycles securing fiscal predictability - and sustainable long-term economic advantage.
Decroix Group redefines the foundations and soundness of all central and commercial banking systems and standards - and locks-down - unrivalled, localised high-yield-optimized funding service returns that can't be matched, by any financial service network, system, banking institution or global tech consortium.
