IQSM Group™ is not a bank, or - an authorised deposit-taking institution. It's global perpetual reserve based yield generation and reserve exchange services, power stable and sustainable long-term - financial system - outperformance, and profitability

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-  global

-  financial service system

-  world leading technology secured ecosystem

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IQSM Smartcore™ powers a universally inclusive user-centric global business model - that eliminates all local intermediation and friction, between individual, business & government client reserve accounts, and traditional underlying financial systems.

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No central or commercial bank, or non-bank - reserve account system can meet or comply with it's fully localised 3.2:1 global multi-line reserve compliance standards - or real-time controls.