IQSM Group™ is not a bank, or - an authorised deposit-taking institution, and is not exposed to local interest-rate risk. Global multi-line reserve funding service protocols outperform all local bank and non-bank maturity transformation systems - and lock down new fixed and certain levels - of stable economic growth.

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-  global

-  multi-line reserve system

-  world leading technology secured ecosystem

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IQSM SmartCore™ global multi-line reserve exchange service protocols redefine the foundations and soundness - of all local banking, finance, investment and wealth creation markets and regulatory systems worldwide, and render local bank and non-bank interest-rated yield and value creation systems irrelevant.

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IQSM SmartCore™ multi-line reserve ecosystem services are designed to operate independently, of central and commercial banking and financial systems and unconditionally secure - all client directed & optimised financial service rights, on-demand.

 

They eliminate local market dependence on traditional central and commercial bank deposit system monopolies, and foreign exchange swap-line processes and render - all - local banking system maturity transformation, fractional reserve, and spread funding systems - design limited & systemically uncompetitive.

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IQSM SmartCore™ global ecosystem service protocols power industry defined communities and lock-down sustainable long- term competitive advantage and - unrivalled - fixed and certain localised short, medium and long-term economic growth for all.​​​​