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IQSM Group™ is not a bank, or - an authorised deposit-taking institution. It's global perpetual reserve based interchange and value exchange protocols eliminate the risks of conventionally designed banking systems and power stable, fixed and certain current and future - social and economic - growth, on-demand.


-  financial service system

-  world leading technology secured ecosystem

Privately funded, designed & developed our high-performance global quantitative exchange system powers proprietary client-directed and optimised financial service lines on-demand, and eliminates all need for intermediaries or local banking systems.

No - traditional or decentralised - financial service system, can meet its localised social and economic performance standards or comply with its real-time client and whole of ecosystem NSF standards or localised Tier-1 capital and ALM control protocols.


We do not aim to compete - but to simply do what no-one else does or can do in the foreseeable future - and are a champion for local independence and globally focused communities. We are committed to securing sustainable, equitable and inclusive social benefits and economic empowerment outcomes - for all.

No local funding securities or any form of localised investment offering, is made to - local - private or public sector institutions to provision funding, for client-optimised finance mandates. All financial service products conform to and are regulated, within local market cultural statutes, laws, and compliance guidelines.

Math-regulated - fixed total supply - GCU and BMU - monetary reserve service units, compound in current & fixed future-state capital value across a rolling 5 year horizon in perpetuity - and serve as interoperable reserves for both our global stable-coin and traditional CeBM monetary service protocols - on-demand.

IQSM | Global Financial Service System |
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