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SMART MONEY

IQSM GSCi™  local sovereign equity capital empowered base money units (BMU's) provision - sovereign lending bases, and secure short, medium and long-term local economic growth for local states, organisations and individuals rendering all interest rate enabled credit, deposit & value creation systems obsolete​​​​​​​​​​​.​​​

 

Empowering a New Sovereign-Localised Monetary World Order​

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SmartCore4D™ was designed to - create, control and allocate a new class, of deterministic sovereign currency based money supply, and yield reserves - without local currency substitution.

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Each 10/100 empowered BMU, has local reserve entitlements over a single PO reserve line in perpetuity and is bonded on a 1:1 - BMU to GCU - basis to an additional 10 reserve lines pm

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The global sovereign capital indexed (GSCi) ecosystem is not a single centralised entity, but an evolving deterministic global quantum-resistant lattice coordinated continuum, of local rules based networking policies - on a global reference model basis.​

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Beyond all Local - Money Supply and Value Creation Systems

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Local M0 aligned SmartCore4D™ sovereign reserves are fully backed by cash - and replace the pre-existing, M2 commercial digital bank money based & local balance sheet aligned - mint to burn - fractional reserve banking money, credit, and deposit creation system with 1:1 tokenized - M0 - right of use reserves.​​​​

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IQSM GSCi™ global reserve money supply services secure & bond - local deposit, credit and value creation rights for lender owned master reserve accounts with no risk exposure to local commercial banking, within a deterministic reserve framework and power unrivalled new levels, of localised - BMU and GCU growth and reserve line bonded yield distribution - on-demand.

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Local M0 base money reserve deposit units, lock-down potent new capabilities, and provision what stable-coins promise with no systemic default risk & this is why our local master reserve account system slides cleanly into local regulatory frameworks radically exceeding all local and global central and commercial banking liquidity & capital adequacy measures, and standards.

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Global Prime Money Secured Infrastructure for Local Markets 

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The capability to create new local - foundation capital reserves at a minimum three times the outstanding value of pre-existing P&I and IO mortgages in local owner-occupied residential real estate markets via yield-optimised - PO - refinancing protocols meets our strategic goal of sustainable, pre-funded conversion of illiquid, long-term, loan assets, into fixed-term cash deposits.

 

New local sovereign market indexed and yield-optimized asset valuation metrics outperform ALL forms of local residential and commercial real estate - and interest based sovereign treasury debt funding systems on a short, medium, and long term basis.

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Global Sovereign Money Indexed and Secured Deposit Lines

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Pre-funded principal 40 yr term - mortgage repayment deposit flows function as a programmable sovereign-equity base, and form a new generation of 10:1 local multi-line reserve secured units - without reserve pegs, run risks, or currency substitution with local central banks as the only depository counter-parties.​

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Designed to protect - unified - client and community economic interests local base money units leverage - sovereign mapped master account deposit reserves with - local tokenized deposit service line rights of use, eliminating exposure - to commercial bank based fractional reserve deposit runs - and liquidity risks.

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Long Term Capital Conversion to Perpetual Tier-1 Reserve Lines

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IQSM GSCi™ powers an unrivalled class, of multi-line reserve yield-optimised investment assets, across licensed - sovereign markets, and unconditionally secures local market, capital and yield optimised - social and economic - impact benefits - for all.​​​​​​

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IQSM GSCi™ provisions multi-line reserve secured bankable assets with unrivalled liquidity based sovereign drawing rights for underlying, local individual, business & government clients.

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Local sovereign currency aligned base money master reserve account deposits, cannot be drawn or on-loaned - and directly align with tokenized, local & global monetary unit rights of use.​

Smart Money
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