iQSM™ intelligent multi-line reserve protocols fully secure and pre-fund long term - 100% LPV - fixed zero interest rate based financing and refinancing for local - commercial and residential investment properties rendering all traditional funding obsolete.

 

- global

- fixed zero rate system

- world leading technology secured ecosystem

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100% LPV PO loans have a maximum - initial - loan exposure ratio to property and yield-provisioned reserve asset collateral of 25.00%, and a 0.00% exposure by month 120 - irrespective of term and are pre-funded with no upfront or ongoing deposit, interest or funding costs other than local principal repayments.

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IQSM SmartCore™  powers a global market-sector diversified yield asset - investment class with proprietary new yield asset generation capabilities, that unlock and liquify - unrivalled new property and reserve asset matched gains as accessible flows and increase short, medium and long-term - returns on capital.

 

IQSM SmartCore™ investment property refinancing optimises new compounding virtual-risk-free investment line returns and empowers the pre-payment of forward loan service repayment costs - for each and every refinancing phase, for fixed forward periods - and can't be matched by any current funding system.

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A rolling mortgage refinancing strategy can, subject to the rate of accrual and pass-through, of fixed & certain yield-enhanced perpetual gains (without traditional property capital gains) fund from 1-40 yrs of PO loan principal repayments in advance with the initial PO balance outstanding rolled forward and fixed until the final pay-down subject to yield creation in as little as 10 yrs.

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Local equity refinance lines have the capability to - secure and generate the creation of unrivalled - Pillar 1 & 2 reserve assets at 3.2:1 the value of all - real estate mortgage & equity release credit line advances. Multi-line rights can be credited as future time-line defined principal only loan repayments and/or enable the refinance, of any bank and non-bank mortgage warehouse facilities and loan balances into one simple secured credit line.