GLOBAL MARKETS
Decroix Limited is not a bank - or an authorised deposit-taking institution. It's business model represents a paradigm change in traditional financial industry mindsets and delivers regulated current and future-state store of value growth - and profitability.
Tech for Good
We are proud to have created what we consider to be the holy grail of mortgage finance, empowering housing affordability on an ecosystem scale, and enabling unrivalled account services that function seamlessly across localised markets on-demand.
Our strategy is not to compete head on with the status quo but to redefine how things work and offer new highly differentiated and radically simplified - resource efficient product and service lines that collectively benefit, all ecosystem registered - clients.
Unrivalled
BMU localised capital and yield-optimised exchange protocols synchronise local store of value reserves, and render non-real asset-backed - yield and non-yield paying - fiat, crypto, stable-coin, bank-money and CBDC powered systems uncompetitive.
Our mission is to provision open market access to a fairer and more equitable financial ecosystem, that continuously secures, and regulates client optimised reserve-account service lines in a way - no other financial ecosystem, network or platform can.
Localised Markets
Decroix Group IP Master Trust (Cayman Islands), owns global IP rights, for multi-line reserve - provisioned and synchronised funding, market-making - and intelligent new mortgage finance synchronised and secured reserve account exchange services.
During the next 5 years, and by the end of this decade in 2030 we will witness, the greatest wealth control transfer - in human history, as real estate asset control and underlying equity held shifts from the balance sheets of 'traditional' mortgage lenders and third party securitisation funding providers back to owners.
Dynamic Resource Utilisation
Highly profitable from day one of release with fixed and certain multi-line reserve exchange powered funding service fees and profit sharing income from open market service operations we radically outperform all GSE based securitisation systems and banking industry benchmarks - on a short and long-term basis.
The global real estate market, is the world's largest - and most stable (with mainland China excluded) single investment asset class with an unrivalled store of equity value - after mortgages outstanding that can be loan equity value matched in real-time and re-applied as zero marginal cost loan credits - on-demand.
Local Competitive Advantage
IQSM SmartCore™ powers an unrivalled portfolio of products spanning the full spectrum of local real estate, wealth creation and asset management capabilities, sustaining short, medium and long-term competitive advantage, within localised markets.
IQSM SmartCore™ re-defines the foundations and soundness of - all - banking, finance and asset management systems and automates reserve exchange functions worldwide - eliminating all real to digital asset structuring and intermediation costs and renders all - traditional - local - interest-rate-referenced - credit, deposit & value creation systems - systemically uncompetitive.
