PRINCIPAL ONLY MORTGAGE FINANCE
IQSM GSCi™ programmable local - principal only - real estate mortgage finance and refinance funding lines - and equilibrium offset credit protocols will disrupt all local monetary & financial service systems world-wide changing how programmable new local base money supply empowered and compliant, products and services are created, and reserve secured and distributed.
Unrivalled
IQSM GSCI™ local PO-40 principal only mortgage loans have radically reduced operational costs and a maximum initial loan exposure post settlement to all property and multi-line reserve secured collateral assets of 0.00% as new collateral optimised equity capital reserves and yield service lines, with a minimum value 3:1 times that of the mortgage are value-chain-allocated.
GSCi sovereign equity tranches all behave as - yield-complete sub-instruments - with loan principal repayments pre-allocated from newly generated reserve lines and fully offset as pre-paid loan principal credits - with no client out-of-pocket repayments required for the mortgage balance outstanding post settlement until a secured property asset sale, or the end of the loan term.
Intelligent by Design
IQSM GSCI™ local collateral reserve based yield-optimisation services offset, up to 100% of all local PO-40 principal service costs and enable unrivalled new - local yield valuation metrics for - all - residential and commercial, real estate asset classes.
Simple, Efficient and Highly Affordable - Responsible Lending
Over the next two years of local operations we will witness the largest wealth control transfer, in human history, as real estate mortgage costs are offset credited, borrower savings enable a sustainable new standard of living - and control is shifted from the balance sheets of local banks and lenders back to owners.
Affordable - PO-40 Mortgage Finance Driven - Housing for All
IQSM GSCI™ powers the world's first truly democratised, and equitably funded social wage system - for all - powered not by local governments, but via simple borrower mortgage savings.
IQSM GSCI™ secures an unrivalled new residential mortgage pre-funding product option - that can reduce, your pre-existing monthly housing costs - by up to 100% - with no out-of-pocket PO mortgage service repayments - required - after settlement.
IQSM GSCI™ pre-funded principal only mortgages - eliminate all future - interest, credit default, duration, and servicing risks.
Pre-funded Principal Only Real Estate Finance and Refinance
A pre-funded PO finance or refinance - as an alternative to P&I or IO loans, or renting - increases client net disposable income in each & every month of the new PO mortgage loan by a sum equal to the full interest-rated mortgage cost savings, or rental savings - on an ongoing basis - for the full term of the PO loan.
All PO-40 loan accounts - have reserve account offset, redraw and credit line drawing rights, with ongoing term-reset options.
Unrivalled New Yield-Optimised Real Estate Valuation Metrics
The math-regulated unification of client asset ownership - with programmable real estate asset aligned yield, to progressively optimise and power independent new valuation metrics, is the most compelling aspect of our local reserve mapping services.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool - with a fixed or variable interest rate % set above zero or any Western or Shariah Compliant financial instrument that is dependent on, shared property equity, or leaseback finance.
This content is provided for your informational purposes only - and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to - any - securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. Content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects & opinions expressed in these materials are subject to change without notice and they may differ or be contrary to opinions expressed by your advisors or others.
