REAL ESTATE FINANCE
REAL GSCi™ pre-funded principal only - real estate mortgage finance and refinance - offset crediting protocols will disrupt all local - interest-free and interest-bearing - banking and finance systems world-wide, changing forever how Western & Shariah compliant financial services are created using new - sovereign programmable "multi-line-reserve" secured - valuation metrics.
Unrivalled
REAL GSCi™ local PO-40 principal only mortgage loans have radically reduced operational costs and a maximum initial loan exposure to both property & system provisioned reserve asset collateral of 25.00% at settlement - and 50.00%, in pre-funded principal crediting mode - with a 0.00% exposure by month 24.
Intelligent by Design - Affordable Local Real Estate Finance
REAL GSCi™ property mortgages are design formulated with a PO-40 income qualifying cost of 2.50% pa over a term of 40 years ie; a $208 pm service cost per $100,000 borrowed vs a $556 pm per 100,000 borrowed P&I 5,25% 30 yr service cost increasing the new PO-40 qualifying property buy price range with the same gross qualifying income (30%) - by up to 266%.
REAL GSCi™ local collateral reserve based yield-optimisation services can offset, up to 100% of all - PO-40 principal service costs and enable unrivalled new global yield valuation metrics for - all - residential and commercial, real estate asset classes.
Over the next two years of local operations we will witness the largest wealth control transfer, in human history, as real estate mortgage costs are offset credited - and control is shifted from the balance sheets of local mortgage lenders - back to owners.
Dramatically Increased - Net Disposable Household Income
REAL GSCi™ powers the world's first truly democratised, and equitably funded social wage system - for all - powered not by local governments, but via simple borrower mortgage savings.
REAL GSCi™ powers an unrivalled new residential mortgage pre-funding product option - that can reduce, your pre-existing monthly housing costs, by up to 100% with no - future "out-of-pocket" - principal only mortgage service repayments required.
A pre-funded PO finance or refinance - as an alternative to P&I or IO loans, or renting - increases client net disposable income in each & every month of the new PO mortgage loan by a sum equal to the full interest-rated mortgage cost savings, or rental savings - on an ongoing basis - for the full term of the PO loan.
All PO-40 loan accounts - have reserve account offset, redraw and credit line drawing rights, with ongoing term-reset options.
Unrivalled New Yield-Optimised Real Estate Valuation Metrics
The math-regulated unification of client asset ownership - with programmable real estate asset aligned yield, to progressively optimise and power independent new valuation metrics, is the most compelling aspect of our local reserve mapping services.
We refer to all - traditional mortgage loans, covered bond, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - P&I or IO mortgage loan or pool - with a fixed or variable interest rate % set above zero or any Western or Shariah Compliant financial instrument that is dependent on, property lease-back or shared equity finance.
This content is provided for your informational purposes only - and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to - any - securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. Content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects & opinions expressed in these materials are subject to change without notice and they may differ or be contrary to opinions expressed by your advisors or others.
