FINANCE REINVENTED
iQSM™ 100% LTPV loan to property value, fixed zero interest rate, fixed principal repayment only (PO) loans - have an initial loan - to property and reserve asset collateral ratio of just 60% and are fully pre-funded with no deposit inputs or interest cost.
- global
- open finance system
- world leading technology secured ecosystem
AiON SmartCore™ fixed zero interest rate PO performance is independent of local interest rate and reference rate risks and is locked-down, within a - virtual-risk-free - capital flow system designed to eliminate interest costs while increasing local ROI.
AiON SmartCore™ locks-down, unrivalled levels of - fixed and certain - loan origination profits upfront plus loan synchronised future state yield returns, that outperform all - upper percentile local market banking industry ROA and ROE benchmarks by a minimum fixed & certain local yield enhanced multiplier of 10:1.
All PO loan accounts have reserve account offset, redraw and equity-line-reset refinancing rights and autonomously generate an unrivalled new class of yield asset enhanced drawing rights.
A rolling - math-regulated - current and future-state refinancing strategy based on equity gains only can pre-fund from 1-30 yrs of loan repays with the - initial - loan balance fixed and carried through - all - refinancing phases. Client repays are eliminated and credit risk is reduced to zero, across the full PO loan term.
We refer to all traditional or conventional mortgage loans, and securitised pass-through protocols, referenced on this website as pertaining to any, current market - IO or P&I mortgage loan or pool with a fixed or variable - interest rate % set above zero.
This content is provided for your informational purposes only, and should not be relied upon, as local legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or reserve assets are for illustrative purposes only and do not constitute an investment recommendation or an offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon, when making any investment decision. Past performance is not indicative of future results. The content speaks only, as of the date indicated. Forward projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials, are subject to change without notice and may differ or be contrary to opinions expressed by your advisors or others.
