iQSM™ global multi-line reserve functions render all conventional designed and risk-adjusted - life, auto, home, business, annuity
and health insurance lines uncompetitive - and systemically obsolete. iQSM™ bonds reserve indexed risk cycles on a global level.
- open market system
- world leading technology regulated ecosystem
iQSM™ global reserve index investment protocols simplify and eliminate all need for intermediation and local market underwriting
and outperform re-insurance lines by a baseline reserve factor of 3.2:1. They bond unrivalled new full-client-life-cycle bonus rights.