iQSM™ multi-line reserve index underwriting functions​ render all - conventionally designed and funded - individual, business, and sovereign - insurance underwriting and reinsurance - protocols obsolete.  iQSM™ locks-down client reserve rights on a local level.

-  global

-  reserve index system

-  world leading technology regulated ecosystem

iQSM™ provisons​​ intelligent stateless full reserves for new full-client-life-cycle social contract drawing accounts - and outperforms

all industry investment returns by a base compounding cycle-on-cycle rate. iQSM™ creates unrivalled new non-claim bonus rights.

IQSM | Smart Insurance |