iQSM™ perpetual reserve high yield services render traditional 1:1 premium funded - life, auto, home, annuity, health and business

insurance lines, design flawed and uncompetitive and local, regional, and global insurance institutions as we know them - irrelevant.

-  global

-  smart insurance system

-  world leading technology secured ecosystem

iQSM™ perpetual value exchange protocols secure and underwrite all multi-flow-cycle-factored insurance products - and eliminate

all re-insurance and risk transference systems locking-down - forward looking - risk-based protocols with no cycle limit in perpetuity.

IQSM | Smart Insurance |