IQSM SmartCore™ empowered fixed zero interest rate - fixed principal repayment only - mortgage finance services radically  outperform all interest-bearing mortgage funding systems and unify client credit, deposit & value creation rights - on-demand.

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-  global

-  mortgage funding system

-  world leading technology secured ecosystem

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IQSM SmartCore™ mortgages have a maximum - initial - loan exposure ratio to property and yield-provisioned reserve asset collateral of 25.00%, and 0.00% exposure by month 120 - with no deposit or loan costs - other than principal only repayments.​​​​​

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IQSM SmartCore™ secured and regulated mortgage products radically exceed, all traditional interest-based - residential and commercial mortgage backed security ratings both individually and as an ecosystem diversified - yield-asset investment class.

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IQSM SmartCore™ global mortgage funding service protocols unify all, math-regulated profit sharing and wealth creation rights and maintain - a maximum 25.00% debt-to-market-capitalisation I-Series compliance ratio. They power unprecedented new social and economic impact benefits, on a client and a community level.