IQSM SmartCore™ fixed zero rate localised mortgage lending services radically outperform and systemically disrupt, all local interest-bearing bank & non-bank - mortgage funding systems and all current credit and value creation systems - on-demand.

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-  global

-  mortgage finance system

-  world leading technology secured ecosystem

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IQSM SmartCore™ global reserve exchange lending protocols operate without local market capital funding limitations and will redefine all localised real estate markets worldwide - powering personalised 40 year term - 100% loan to property value, fixed zero interest rate - fixed principal repayment, only - mortgages with a 40 yr loan based service cost, of $208 per $100,000 pm.

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100% LPV PO loans have a maximum - initial - loan exposure ratio to property and yield-provisioned reserve asset collateral of 25.00%, and a 0.00% exposure - by month 60 - irrespective of term and are pre-funded with no upfront or ongoing deposit, interest or client funding costs other than principal repayments.

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IQSM SmartCore™ fixed zero interest rate - mortgage lending services eliminate interest rates and generate - unrivalled new pre-paid equity line empowered principal only (PO) repayment streams. They enable the conversion of client eligible - bank & non-bank - mortgage, auto, card & insured risk liabilities into a single new - 3.2:1 - collateral reserve asset secured credit line.​​​

 

IQSM SmartCore™ renders all - centralised and decentralised  monetary and financial system based fiat, crypto, bank-money and CBDC protocols performance limited and all covered bond and all local GSE sponsored - securitisation systems, obsolete.