iQSM™ global multi-line reserve protocols​ render all conventional employee benefit plans uncompetitive - and harmonise unrivalled new - portable - non PMI long term zero deposit - fixed-zero-interest-rate, employee home loans with embedded family health plans.

-  global

-  benefit plan system

-  world leading technology secured ecosystem

iQSM™ long term capital flow management protocols lock-down, unrivalled benefits for - ecosystem registered - employees in SME

and large scale enterprises from one to an unlimited number of employees and automate all current and future-state - reserve rights.

IQSM | Benefit Plans |