iQSM™ global 3.2:1 factored base money reserves secure and fund long-term zero deposit - fixed zero interest rate - fixed principal

repayment only home loans and full reserve subordinated revolving term credit card, auto, student and personal loans - on-demand.

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-  global

-  interest free system

-  world leading technology secured ecosystem

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iQSM™ global foundation reserves underwrite local client personalised fixed zero rate loan and credit line products - and all bonded

product crediting rights and render all interest-bearing credit products and deposit systems design flawed and systemically unsound.

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