iQSM™ global zero marginal cost funding protocols pre-instantiate fixed-zero-interest-rate principal repayment only (POR) credit
products with no fees or charges on-demand. They secure personalised forward-looking full-life-cycle credit lines at a client level.
- smart credit system
- world leading technology regulated ecosystem
iQSM™ global self-underwriting functions eliminate - credit, liquidity and operational risk - and secure a personalised visualisation
of client needs with no dependence on deposit taking. They radically outperform - fractional reserve deposit-based credit creation
by a compounding form factor line control ratio of 5.33:1 and render conventionally designed funding inefficient and uncompetitive.