iQSM™ global zero marginal cost funding protocols pre-instantiate fixed-zero-interest-rate principal repayment only (POR) credit

products with no fees or charges on-demand.  They secure personalised forward-looking full-life-cycle credit lines at a client level.

-  global

-  smart credit system

-  world leading technology regulated ecosystem

iQSM™ global self-underwriting functions eliminate - credit, liquidity and operational risk - and secure a personalised visualisation

of client needs with no dependence on deposit taking.  They radically outperform - fractional reserve deposit-based credit creation

by a compounding form factor line control ratio of 5.33:1 and render conventionally designed funding inefficient and uncompetitive.

IQSM | Global Credit Supply System |

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