iQSM™ multi-line reserve index funding protocols​ render conventionally designed and funded, employee benefits - uncompetitive

and provision portable - fixed zero interest rate employee home loan and health insurance bundles with no client fees on-demand.

-  global

-  reserve index system

-  world leading technology regulated ecosystem

iQSM™ pre-funds​​ intelligent stateless full reserve benefit returns for full-life-cycle bonded and social contract powered SMEs and

large scale businesses, from one to an unlimited number of employees. iQSM™ locks-down all forward-looking benefit plan rights.

IQSM | Smart Benefits |