iQSM™ global multi-line reserve index protocols render conventionally designed and employer funded benefit plans uncompetitive

and provision portable, fixed zero interest rate employee home loans and health insurance bundles, with no client fees on-demand.

-  global

-  employee benefit plans 

-  world leading technology regulated ecosystem

iQSM™ provisions​​ intelligent stateless reserve account pre-funding rights for - social contract bonded and empowered SMEs and

large scale businesses, from one to an unlimited number of employees. iQSM™ locks-down all forward-looking benefit plan rights.

IQSM | Smart Employee Benefit Plans |

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